NON QUALIFIED ATR CERTIFIED* LOANS. Good credit borrower w/no recent credit event; Self-employed accepted; Perfect fit for self-employed borrowers who are unable to document income with tax returns; Designed to help borrower with tax id number but no social security number; LTV up to 85% and DTI up to 55%;
Terrific solution for borrower with a previous bankruptcy, foreclosure or short sale. No seasoning is required on the credit event; Gift funds are accepted; Perfect for clients that have assets they own but do not necessarily want to use them to purchase a home.
No income needed to qualify for this program; We will validate that the borrowers have enough assets to cover their debts through a 3rd party. LTV up to 85%. https://gofinancial.net/2019/01/non-qm-loan/
MCM Holdings, Inc. is an FHA approved lender that abides by all of the regulations laid out by the CFPB, FHA, FNMA, etc. The Non-QM loans of today are not like the sub-prime loans that were common before the crash. All of the loans follow the strict guidance of the regulatory committees referenced above and comply with ATR – Ability to Repay.
*ATR CERTIFIED = Ability to Repay
Apply here (below) to online application
NON QUALIFIED MORTGAGE LOAN
Let us get you approved when other banks say NO!
Non-QM Loans Make Getting Approved for a Mortgage Easy!
Are you tired of getting denied by other lenders?
- Are you a business owner and cannot get approved for a mortgage?
- Are you ready to stop renting and finally own your own home?
If you answered yes to any of these questions, a Non-Qualified mortgage may be right for you! Let Patriot use this loan product to finally get you in your dream home!
HOW IT WORKS
Bank Statement Loans
- Get qualified using 12 or 24 months worth of bank statements. Tax Returns & W2’s are NOT required.
One Year Tax Return/W2
- Get qualified using just your last years Tax Return & W2!
Credit or Housing History Challenged
- Credit scores as LOW as 500 accepted!
- One Day out of Bankruptcy/Foreclosure/Short Sale is OK!
Investment Property Loans
- Purchase or refinance an investment property using the income the property generates. NO personal income documentation needed.
Welcome to Patriot Lending’s Secure Online Application!
PLEASE FILL OUT THIS FORM AND QUALIFIED REPRESENTATIVE (Warren Strycker) WILL BE REACHING OUT AS SOON AS POSSIBLE.
Questions: Call Warren Strycker 928 345-1200. We aim to help.