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American Seniors Prefer to “Age in Place”—But What’s the Right Place?

Karan Kaul

As more Americans near retirement age, they’re grappling with where they should live as they grow older. Should they stay in their existing homes? Sell and buy a smaller home? Become renters?

Although there is no single right answer, a recent, private convening of experts on aging and retirement hosted by the Urban Institute highlighted the need to think about both aging in the right place and how to pay for it.

Am I “demented” now? — 7 ways to keep your memory sharp at any age

Editor’s Note: If you notice you are tipping glasses full of water over without realizing i — and it isn’t lack of peripheral eyesight, or wondering why you can’t pee when you are sitting on the toilet, it could be that your brain isn’t functioning as usual (or at all). It’s difficult to acknowledge that your hands and other bodily functions don’t work without your brain, and other stuff you don’t want to admit, isn’t working, because…

Yes, it’s depressing, but that is what results from knowing this stuff is happening as  you age and not really dealing with it (because you didn’t think you could do anything about it)… and you don’t have mountains to climb, and you wonder if you are demented now! All that, and more. 

How to find a trustworthy reverse-mortgage lender? Start here.

By Wade Pfau: Professor at The American College and Principal at McLean Asset Management. His website:  www.RetirementResearcher.com

A common question I receive regards how to find a trustworthy reverse-mortgage lender. This is not necessarily easy for those beginning the process with little more to rely on than an Internet search engine. A starting point may be with personal referrals from your financial advisor, or from friends or family who have felt satisfied with their lenders. I am also willing to help readers find the names of local lenders from reputable companies if you write to me providing your city and state. I am not compensated by reverse-mortgage lenders for giving such referrals.

How Depressed Medicare Enrollees Can Find Help

 

Knowing Your Coverage Options:

Depression impacts more than 6 million of America’s 35 million seniors every year according to the National Council on Aging, yet older adults often don’t know where to turn for help – and many don’t know whether they should look for help, often mistaking their condition for loneliness or irritability. Depression is frequently misdiagnosed in seniors and can easily be mistaken for Alzheimer’s or a sleeping disorder.

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Featured today.

Coming from a long history of the publishing industry beginning in my own weekly newspaper, my sense is that it may be harder to get a truth message out now than ever before. On the other side, it is probably the same rocky experience for those searching for it. This message is still true. If you want to know the truth — the stuff that makes you free — then you have to be patient with the facts and be willing to rid yourself of the fake news that clouds the issues you wish to know about. Fake news usually comes from those profiting on someone else’s failure. Jamie takes you through the steps to truth about the Reverse Mortgage. I have one at home so my own experience is more than a spin of somebody’s opinion. My work on this Gofinancial webpage comes from a desire to get the truth out. I have determined that as long as I can, I will serve the readers in putting forth the truth as I see it. Let patience have its perfect work as you consider what is posted here. (Warren Strycker).

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Bank turn you down?

IN THE AMERICAN TRADITION — WE SERVE

928 345-1200 warren.strycker@patriotlendingusa.com

NON QUALIFIED LOANS. IN THE AMERICAN TRADITION

Good credit borrower w/no recent credit event; Self-employed accepted; Perfect fit for self-employed borrowers who are unable to document income with tax returns; Designed to help borrower with tax id number but no social security number; LTV up to 85% and DTI up to 55%;

This loan is for larger loans with balances up to $6M; Non-QM, self-employed, ITIN and previous credit event borrowers are accepted;

Terrific solution for borrower with a previous bankruptcy, foreclosure or short sale. No seasoning is required on the credit event; Gift funds are accepted;

Perfect for clients that have assets they own but do not necessarily want to use them to purchase a home. No income needed to qualify for this program; We will validate that the borrowers have enough assets to cover their debts through a 3rd party. LTV up to 85%.

“Let’s talk”, 928 345-1200.

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Hello Surprise, Arizona!

SPREAD THE WORD IN SURPRISE. You’ve been chosen to participate in a HECM webinar because of your strong interest in Reverse Mortgage information. Check in and leave your email address to be contacted. Warren Strycker (yes, I’m Arizonian). No obligation other than your interest in learning about HECM mortgages. Email: warren.strycker@patriotlendingusa.com with your questions or let’s chat on WhatsApp.  Call me toll free 866-334-1200 and let’s talk about it. OK? Thank you.

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Hello Phoenix, Arizona!

SPREAD THE WORD IN PHOENIX. You’ve been chosen to participate in a HECM webinar because of your strong interest in Reverse Mortgage information. Check in and leave your email address to be contacted. Warren Strycker (yes, I’m Arizonian). No obligation other than your interest in learning about HECM mortgages. Email: warren.strycker@patriotlendingusa.com with your questions or let’s chat on WhatsApp.  Call me toll free 866-334-1200 and let’s talk about it. OK? Thank you.

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Hello Boardman, Oregon!

SPREAD THE WORD IN BOARDMAN. You’ve been chosen to participate in a HECM webinar because of your strong interest in Reverse Mortgage information. Check in and leave your email address to be contacted. Warren Strycker (yes, I’m Oregonian). No obligation other than your interest in learning about HECM mortgages. Email: warren.strycker@patriotlendingusa.com with your questions or let’s chat on WhatsApp. Thank you.